Aliyu, Alhaji Abubakar, Sayf M.D Younus, and Rosmaini HJ Tasmin. “ELECTRONIC BANKING: ANALYSIS OF SERVICES AND CONSUMER REACTIONS IN NIGERIA”. Journal of Technology Management and Technopreneurship (JTMT) 1, no. 1 (April 29, 2014). Accessed November 21, 2024. https://jtmt.utem.edu.my/jtmt/article/view/42.