Zakaria S, Chua M-S, Kamarudin MF, Shahbuddin AZA-Q. Fintech-Driven Innovation in Financial Risk Management: A Conceptual Paper on Data-Driven Transformation of Corporate Decision-Making. JTMT [Internet]. 2025Dec.23 [cited 2025Dec.25];13(3). Available from: https://jtmt.utem.edu.my/jtmt/article/view/6161