Zulkifle Hanisah N, Nizam NZ, Alias SNA. THE EFFECTIVENESS OF GRABPAY PAYMENT SYSTEMS IN MALAYSIA: THE EFFECTIVENESS OF GRABPAY PAYMENT SYSTEMS IN MALAYSIA. JTMT [Internet]. 2026Jan.7 [cited 2026Jan.10];13(3). Available from: https://jtmt.utem.edu.my/jtmt/article/view/6163